A couple of posts from Anita Campbell of Small Business Trends and Cardiff Garcia of the Financial Times cite the Pepperdine University Private Markets Capital Project survey of small businesses nationwide and the Senior Loan Officer survey by the Federal Reserve Bank of St. Louis that indicate credit is still a difficult issue for many small businesses. In fact, according to the Pepperdine study, banks turn down 90% of all loans based on the business’s real estate holdings and nearly ¾ of loans based on a business’s cash flow.
Despite the credit crunch, small businesses remain optimistic according to the American Express OPEN Business Monitor survey with cost-cutting over the past 18 months resulting in stronger cash flows for those that have survived.
Finally, looking at the best metro areas for income growth over the past 20 years, you may be surprised to find which ones are in the top 10 according to Portfolio.com.
Don't forget, this is National Cyber Security Awareness Month!
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Contact the editor: vzsmallbiz@verizon.net
Mark W. Adams
Director: Verizon National Marketing
Mark leads the way to bring innovative solutions to small businesses.
Mark Smith
Executive Director: Verizon Ventures
Mark works with and identifies entrepreneurial companies for Verizon to invest in and fund.
Dan Keoppel
Executive Director: Verizon Ventures
Dan works with and identifies entrepreneurial companies for Verizon to invest in and fund.
Paul Macchia
National Public Relations Manager
Paul handles corporate communications for Verizon Wireless with a focus on enterprise and government sectors.
Ellen Yu
Sr. Manager: Media Relations
Ellen provides PR support to Verizon's small business team, landlines and FiOS in apartment buildings and small and medium-sized commercial properties such as strip malls, and street-level shops and offices.
Kathy Johnson
Manager: SMB Product Marketing Messaging, Verizon Wireless
Kathy manages the SMB product Marketing Messaging Strategy for the Business Solution Group. She also develops and manages various SMB marketing programs to support channel enablement.
Jarryd Gonzales
Sr. Manager: Media Relations
Jarryd provides PR support to Verizon in CA and TX.
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