Silly question but do you also have FIOS Internet?
If a forum member gives an answer you like, give them the Kudos they deserve. If a member gives you the answer to your question, mark the answer as Accepted Solution so others can see the solution to the problem.
I am in NY and the app works fine at home. I don't have a sub account and have no parental controls set.
Then (as you had presumed) you should indeed be getting some channels outside of your home. The database that validates your eligibility uses your actual account location, not where you may be located at any given time. Given you're not getting channels outside of you local area the database seems to be the problem. I would email the app developers directly with your issue. For the Android app, their email address is listed in the Google Play Store in the app description. I have no idea how to contact the IOS app team, although it may be the same.