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Can someone tell me Step by on how do set up my voicemailm account
Can i still use my answering machine when i have my voice set up
It may be dependent on your location. When I went to Verizon.com support and did a search for "home voicemail" I found many options. Quick start gave me this URL after I entered my zip code. So it is dependent on your area.
Regarding your own answering machine. It should work just fine providing you have its ring count set lower then the Verizon Voicemail's ring count.