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Well I figured out why I kept getting an error message reading: "Unable to update".
Apparently the system will not change your password if you try to simutanesouly change your password and account security questions. You have to either change your password, or your security questions.
The bogus part about this, the system does not instruct you of this. It simply reports an "Unable to update" message. it should tell you, that you must do one or the other, and not both at the same time.
So, if you want to change your password, fill the password fields out only. If you want to change your security questiosn, fill those fields out only. Do not try and do them both at the same time.