Accessibility Resource Center Skip to main content
Have a phone you love? Get up to $500 when you bring your phone.
end of navigation menu

Equifax Credit hard pull without permission

Reply
Jia
Contributor
Contributor
Posts: 2
Registered: ‎02-16-2018

Equifax Credit hard pull without permission

Message 1 of 4
(3,550 Views)

Hello, i got hard pulled by credit score. For giving out my SSN, I was told by the representative is just regular check to see if I own some payments before. However, I got notification from my idcare that I have a credit card inquiry (2.16 )today in Verizon east. Could someone help me fix this credit hard pull problem by this misleading guidance ? I would be really appreciated it. Thank you.

3 REPLIES 3
jonjones
Platinum Contributor III
Platinum Contributor III
Posts: 5,321
Registered: ‎10-18-2016

Re: Equifax Credit hard pull without permission

Message 2 of 4
(3,518 Views)

@Jia wrote:

Hello, i got hard pulled by credit score. For giving out my SSN, I was told by the representative is just regular check to see if I own some payments before. However, I got notification from my idcare that I have a credit card inquiry (2.16 )today in Verizon east. Could someone help me fix this credit hard pull problem by this misleading guidance ? I would be really appreciated it. Thank you.


The process is hard pulls (credit inquiries) come in when the person is starting new service or has left and returned to get new service.

After you are a customer (like with banks, credit unions, or any financial institution) they do a “soft” inquiry. Which has no credit point weight.

a hard pull stays on for 2 years. You cannot dispute it, (if it was done fraudulent you can call the credit bureaus and tell them to remove it) if the company requested it legitimately as in granting you internet and tv or phone services it will not be removed.

normally up to four inquiries does no harm if spread out.

 

tknick
Contributor
Contributor
Posts: 1
Registered: ‎01-25-2020

Re: Equifax Credit hard pull without permission

Message 3 of 4
(1,056 Views)

but how do they get away with telling people (myself) that specfically it is not a hard pull. I didnt give my ssn, nor was asked. I consented to a soft check which is what they said they were doing !!!!

LawrenceC
Moderator Moderator
Moderator
Posts: 11,659
Registered: ‎03-18-2013

Re: Equifax Credit hard pull without permission

Message 4 of 4
(1,049 Views)

As this thread is now two years old, it will be locked in order to keep discussions current. If you have the same or a similar question/issue we invite you to start a new thread on the topic.

How-To Videos
 
The following videos were produced by users like you!
   
Videos are subject to the Verizon Fios Community Terms of Service and User Guidelines and contains content that is not created by Verizon.
Have a spare Fios-G1100?Learn how to bridge it into your network
Get Started


Covid19

Browse Categories
Categories:
Posts

Verizon Troubleshooters
Unable to find your answer here? Try searching Verizon Troubleshooters for more options.
Modal Dialogue Title